• The Fair Deal Scheme, managed by the Health Service Executive (HSE), provides financial support for people needing long-term nursing home care.
• Under the scheme, you pay a fixed amount towards the cost of care, and the HSE covers the balance. This applies to approved public, private, and voluntary nursing homes.
• The scheme does not cover short-term care such as respite, convalescent, or day-care, nor extra fees for services like hairdressing or therapies.
• The application process involves four steps: filling in the application form, completing a care needs assessment, completing a financial assessment, and optionally applying for a nursing home loan.
• The 3-Year Cap limits how much you pay based on the value of certain assets, contributing 7.5% of their value for a maximum of three years.

To read the full article and learn more about the Fair Deal Scheme, visit the Southern Star website.

FDC Financial Services Ltd is regulated by the Central Bank of Ireland.