Currently in the Irish Agricultural Lending Market, there is a lack of competition amongst key financial players. All banks exhibit the symptoms of the trauma associated with the credit crisis including new management, staff and processes as well as a revised more comprehensive and considered approach to risk assessment.
Irish banks are increasingly influenced by regulatory rules and liquidity constraints. For the potential borrower, these factors present an extremely challenging situation.
To secure client approval with the best pricing and conditions it is essential that all bank loan proposals are comprehensively and professionally prepared.
FDC Group provide Agri Lending Support Services to clients in the following areas:
- Assistance with new loans for cases less than €300,000
- Specialist assistance with new loans complex cases usually in excess of €300,000.
- Specialist assistance with stressed loans including restructuring arrears and debt settlement negotiations.